La fintech española, WiZink specialized in credit solutions and ahorro have it Plus Credit Card totally free that you can hire from their website and travel to where they are with you.
If you are a user who is always traveling outside the Eurozone, so this product is designed for you because does not charge commissions for carrying out currency exchange, In addition, it includes 24-hour assistance and accident insurance.
In addition, the bank gives you back the 3% of what you spend on purchases en the category you choose, good for fashion, leisure, travel or food.
Lo bueno de la credit card WiZink Plus that's what the customer decides how and when to pay the expenses, where you can stop the purchase of products for up to 3 months.
To request the plastic, you must do so through the portal on the “I want Tenerla” button no fees per issue or maintenance, layers of bureaucratic processes.
How welcome the entity gives 30€ to effectively withdraw or use it in the first consumptions, in addition, the monthly credit limit is approved by 6.000€.
However, there is no need to have a current account or ahorro in the entity, put the monthly invoice of the purchases will be domiciled to the account you indicate, It doesn't matter if you're from another bank.
On the other hand, it is important to mention that the concesión de dicha tarjeta is subject to credit approval by means of data verification.
image credit: shutterstock
What are the requirements?
- Have more than 22 years of age.
- Spanish nationality.
- Indefinite or self-employed employment contract with an antiquity of 2 months.
- It is not necessary to open a bank account on WiZink.
- Have a private email and mobile number to receive notifications.
Wizink credit card fees and commissions
It's Free of commissions and tariffs for the first months. However, the TAE stands at 0.50% while the TIN is 0.499% fixed in percentages.
How can I pay for my purchases? Is it possible to change my payment method?
Here the tarjetahabiente has the freedom of choose how to settle the quotas.
To get an agreement, you can use the mobile app 4 days before closing, pay less or by phone number. customer service 91 787 47 47.
Without embargo, it is possible to cancel the total payment, a fixed amount, percentage of the minimum payment every month without tarnishing the credit history ni generate dedas.
Nor is a fee charged for pay in advance, however, if it is amortized monthly with any other options, an interest rate will be charged, which can only be confirmed by a financial advisor of the entity.
Attention to the WiZink customer
inside it online platform you can find all the detailed information about it Plus Credit Card that you can request 100% online.
if you want immediately request the product, You can go directly to the following link to fill the form properly: WiZin Plus.
You can also register at the bank more “Senzillo de Espana” to be able to operate all financial products with an electronic DNI.
Likewise, they are available different accounts of social networks: Facebook, twitter and Youtube.
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